I am trying to get general commercial liability for a business I am starting in Ontario, Canada. I just got a quote saying that they require me to be added to my supplier's insurance. I don't see why I need to be mentioned on the supplier's insurance when I am buying the product and reselling, I am not working for the supplier. I am working independently, as a wholesaler, you could say. will this be a hastle, will the supplier or his insurance have lots of questions for me, or is it standard?
Thanks all!
That's Vendor's Liability endorsement. Check your contract with your supplier.
Are you just reselling or do you make adjustments, repairs, improvements on any of the products you are to sell?? If you are just reselling, you shouldn't have any problems obtaining this coverage from your supplier.
Basically what it says is that your supplier's insurance CGL will defend you and provide protection in case of bodily injury and/or property damage due to the manufacturer's / supplier's legal liability for the products it distributes or manufacture.
Business insurance: Okay to be added to my suppliers insurance?

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