I think i need disability insurance for wife because she is disable through accident. If she's already disabled, it's too late to buy insurance. If you want to file a claim, you file on insurance she already has - most likely through her employer. If she's been unemployed, there's no lost income from the disabiltiy [...]
Archive for the ‘Disability Insurance’ Category
How do i obtain individual short term disability insurance?
Posted by on June 18th, 2011
I got an offer from a small firm but they do not offer short term disability insurance. I want to have one just incase I get pregnant and need to take a maternity leave so I get paid during the maternity leave. I've called few insurance companies and they dont do individual short term disability [...]
How can I learn how much money do I have to pay for short term disability insurance?
Posted by on June 13th, 2011
I am going to start a business. and , I have 11 employees . I would like to get short term disability insurance plan and long term term disability insurance plan for my employees, and life insurance too . how much much money money do I have to pay for this? How can I learn [...]
What's a good company to buy disability insurance?
Posted by on June 7th, 2011
I have long term disability insurance with my current employer but it only covers 60% of income.....I need one that'll cover 100% of my income for the rest of my life if I'm disabled. Thanks in advance. No one company will cover you for 100% of your income. Here are two good companies: Illinois Mutual, [...]
Does my wife qualify for Disability Insurance?
Posted by on May 26th, 2011
My wife got hurt at work in November and the doctor just recently issued a no work order till further notice. can she start collecting Disability insurance and can she get retro active from when she stopped working. who does she contact to start filling out forms and get it going if so. First of [...]
What are the reasons to get both Short-term and long-term disability income insurance?
Posted by on May 26th, 2011
I'm thoroughly confused as usual. But, if you have the option to get both short and long term disability insurance why would you? Does the short term cover things the long term doesn't? Doesn't long term cover the short term period as well anyway? Or do you have to have both to be covered in [...]
Posted in Disability Insurance 
Tags: insurance, long term disability insurance, mental health field, salary 
4 Comments »Need answers about mortgage disability insurance in Canada?
Posted by on May 24th, 2011
My husband has been on disability since January 2008. We just found out that we have disability insurance on our mortgage so we put in a claim. Can anyone tell me if the insurance has to pay back all or any of our mortgage payments for the past year or does it just start when [...]
Posted in Disability Insurance Tags: canada, disability insurance, mortgage payments, time limit 12 Comments »Is mortgage disability insurance a good idea?
Posted by on May 12th, 2011
I have 90 day disability at work, but I would like to know my mortgage is covered should I become disabled. I am single and do not have family, so am less worried about life mortgage insurance than disability. but, I don't want to waste money either. I used to sell life and disability insurance [...]
Posted in Disability Insurance Tags: disability insurance, independent insurance agent, ins, uncle sam 42 Comments »Can Disability insurance deny you after your already approved?
Posted by on May 11th, 2011
Hello I applied for disability insurance and I was accepted I have been paying for 6 months and fell down the stairs and hurt my knee. I put in a claim and they denied me and canceled my policy because I hurt my back 3 years ago. Can they do this or is it illegal? [...]
When you move from one state to another, how does that affect your state disability insurance?
Posted by on May 7th, 2011
When moving from California to Nevada, how does that affect your receiving disability insurance? where would you find more info at? STATE disabiltiy? if you have a private disability policy, or SSDI, neither of those are state disability benefits. so I'm assuming that California has a special state disability program . . I'd contact them [...]
Posted in Disability Insurance Tags: disability program, insurance, state disability insurance 24 Comments »
