So, I called and called. Got some quotes. Chose the most reasonable rate. but then the insurance companies turned around and increased premium after I had the policy, usually with B.S kind of reasons, e.g. there is a crack in a few decorative bricks..
How do I do it better next time. Or they're there to rip you off no matter what you do?
Use an insurance broker and let them do the work. They're free to use and they're your advocate.
This is news to me. Maybe on what kind of insurance? I've always used the typical insurance websites for my car, and used selectquote.com for my life insurance. I never had to pay more then what I was quoted.
Most good local agent's will do their homework when offering quotes and before binding insurance for auto and homeowners policies to prevent premium adjustments. Because homeowners insurance is the least amount of premium for a broader policy, there are some insurance companies that have private home surveyors inspect the property even after the agent has inspected the property.
I personally observed many careless agents who will quote and bind insurance without running history reports or inspecting property to get commissions, then let the company underwriters run history reports only to find issues that will change the rate of premium and the agent gives a B.S. reason to the insured, when this could have been prevented. some companies let it happen, I personally wouldn't like the reputation of misleading my insureds. I always did my homework and explained why it was important to them.
In many cases your insurance is only as good as your agent and in my opinion the service you get from a local agent is money well spent. next time ask the agent if all clue reports have been ran and property inspections completed before the policy is issued.
Good Luck to You
Here are some web options:
Health
http://www.ehealthinsurance.com/
Dental
http://www.dentalplans.com/
Life
http://www.metlife.com/FileAssets/LIS2/i…
Id get some advice from a local broker if you don't recognize some terms
How to get insurance quotes in the most efficient way?
Posted in 
Tags: 
Idex Professional Recruitment - Shrewsbury, Shropshire - Senior Commercial Account Handler Shrewsbury c£25,000 An independent insurance broker are looking to recruit a Senior Commercial Account Handler. The Company Our client are an independent insurance broker who specialise in Commercial Insurance. They work closely with their customers in order to ensure all insurance needs are met and excellent service is given. They insure companies throughout the
Medical Tourism News Insurance Companies Medical Tourism Attracts NRI's ...
http://online-car-insurance-br... Online Car Insurance Broker #a #b