Within today's work force, many employees are electing to retire early from their company’s active workforce. While this may meet the company’s and the employee’s objectives, it places burdens on the company’s active health and prescription drug program to continue coverage's.

The development of group retiree health and prescription drug programs to specifically cover these retirees, while not having an adverse impact on the active claims experience, is paramount. Because it is necessary to separate this group from the active employee's coverage and provide a transition of coverage until the retiree is eligible for Medicare, unique programs for both medical and prescription drug coverage are required.

The successful retiree health and prescription drug plan should return to a specific amount of contribution approach as opposed to the current specific amount of benefits approach.

In order to contain current and future retiree health care costs, companies need our unique viewpoint in design and funding retiree health and prescription drug insurance programs.

Our unique and creative methods for funding retiree benefits have shown that you the employer can in most cases, have more control over, and greatly reduce your costs.

At All Insurance Options we offer you the solutions. What are you waiting for? Call us today for your custom designed insurance and prescription drug plan options.  1-800-278-2323