In Dallas, TX yesterday we received almost a foot of snow at my house. I had two of my cars under a carport that collapsed under the weight of the snow on the roof. one was a convertible and one had T-tops. both appear to be crushed as the convertible roof didn't support any weight when it fell. one car has liability only and the other has no insurance at all. I have homeowners insurance through Safeco. will it cover the damage to my vehicles or am I screwed?
Typically not. If they weren't your cars and you had some negligence in the damage it might but since it sounds like they are your cars and the snow caused it they will NOT be covered under your homeowners policy. Sorry
I think you are screwed. Homeowners' policies always exclude coverage for motor vehicles of any kind. Read your policy.
Nope. Homeowners insurance specifically will not cover this. The ONLY coverage, would be for collapse/falling objects under COMPREHENSIVE which you would have to buy on an auto policy.
Sorry. You're "self insured".
Unfortunatley they are right there is probably no chance you are covered. If the cars were someone elses the legal liability cover within the olicy will cover them
homeinsurance.awardspace.us - try this one. got my home insurance from them. As I know they provide such a service.
Will my homeowners insurance cover two vehicles that were crushed by my carport?
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esperamos tus loncheras aca en dallas tx.
I have a great concern for people during this economic period not being vigilant with maintaining underinsured/uninsured motorist coverage. Although, the State requires insurance, many fail to purchase or allow the coverage to lapse. Please review your auto policy with your agent and verify that you have adequte coverage.
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